
Home Loans with ICCU!
Homeownership just got a whole lot easier with ICCU home loans. As the merger between TOPCU and ICCU progresses, take advantage of great rates and fast approvals now.
ICCU offers a variety of home loans designed specifically to meet your needs. Whether you’re just starting out and need your first home, are looking to upgrade, or are ready to build your dream home, ICCU is with you every step of the way.
Freedom Mortgage

The road to financial freedom is shorter than you think with an ICCU Freedom Mortgage. Refinance your home with an APR as low as 4.99%*. Enjoy shorter terms, zero fees, and a fixed interest rate for the life of the loan. This is the last refinance loan you’ll ever need!
Eligible Properties: Refinance, Primary Residence, Second/Vacation Homes, Manufactured Home
*Annual Percentage Rate. Offer valid for new Freedom Mortgage Loans only. This offer is not applicable to existing Idaho Central Credit Union (ICCU) mortgage loans, except in cases where external (non-ICCU) debt is being refinanced into the loan. In such instances, members may refinance an existing ICCU mortgage loan in conjunction with the external debt. Limit one loan per household. Eligibility for the lowest APR, highest loan amount, or specific repayment period options is not guaranteed and may vary based on individual credit history and loan term length. Additional terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. This offer may be withdrawn at any time. Offer ends 04/30/2025. Membership eligibility required. Equal Housing Lender. This promo is valid only for the Tucson area.
Home Equity

Turn your home’s value into opportunity with an ICCU Home Equity Line of Credit (HELOC) or Home Equity Loan. No matter which big life moment you’re funding, you’ll find competitive rates and personalized options to help you achieve what matters most.
Your home’s market value – mortgage balance = home equity
Ways to Use Your Equity:
Debt consolidation, Home remodeling, Emergency fund, Education fund, And more!