✦ Trusted Since 1935
Navigate Your Financial Future in Tucson with Confidence
Located in the heart of Tucson, Arizona, we are committed to providing personalized financial solutions that fit your lifestyle.
Your Tucson Financial Partner
At TOPCU, we’re more than just a credit union. We’re your local Tucson partner in maximizing Your Money Management.
✦ All About Accessibility
Revolutionize Your Banking with The TOPCU App
Check deposits, loan payments, and fund transfers are at your fingertips. Plus, get insights into your spending, access your credit score, and link all your external accounts for a full financial picture.
Your Choices, Your Finances Discover
Savings
High-yield savings to maximize your financial growth
Checking/Debit
Earn rewards with every transaction you make.
Investments
Grow your wealth with personalized investment solutions.
Solar Loans
Finance your eco-friendly solar projects easily.
Free Credit Score
Instant access to monitor your financial health.
Auto Loans
Competitive rates for new or used vehicles.
This Week’s Rates
4.25% APY*
1-Year Certificate of Deposit
3.00% APY*
Rise High Savings Account
7.35% APR*
Auto Loans
2.99% APR*
Credit Card Into Rate
✦ Your All-in-One Finance Hub.
Experience Fee-Free Banking with TOPCU’s Debit Card Checking Account
Maximize your earnings with our Rewards Checking account, where your daily spending turns into earnings
TOPCU's Rewards Checking Account
Every purchase earns money back: 10 cents per transaction for the first two months, then 5 cents ongoing. It’s your everyday spending, rewarding you.
Embrace Financial Freedom:
No monthly maintenance fees and no minimum balance requirement.
Convenient Access Across Tucson and Beyond:
Enjoy over 70 fee-free ATMs across Tucson, including popular locations like Walgreens®, 7-Eleven®, Target®, Circle K, and CVS Pharmacy®. Plus, gain access to an extensive network of 60,000+ fee-free ATMs nationwide, ensuring your money is always within reach.
✦Trusted Since 1935
Join a Thriving Community
TOPCU isn’t just a credit union; it’s a community.
Trusted by 20000+ around in the greater Tucson community
I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.
Trudy Wells
Google review
I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.
Steven Franklin
Global Head of Customer Service
Rob Foster
Google Review
Best bank I’ve had. Excellent customer service
Rebecca Lebsack
Google Review
I can’t say enough GREAT things about this bank. The employees are soooo friendly and I always leave in high spirits. They have always provided over the top customer service and will ALWAY’S go above and beyond for their customers. Thank you TOPCU for making me feel like family.
Cabins Management
Google Review
As much as I would LOVE to keep Tucsons best kept secret all to my self, that would be doing injustice for these wonderful employees. Ken and Jamie both went above and beyond with helping secure and finalize our loan. I could not have asked for a better experience with a credit union. I have dealt with many loan officers and financial institutes spanning across the state of Arizona
Join The Growing Community of Individuals & Businesses Across Tucson
Tucson Old Pueblo Credit Union opened its doors in 1935. Through the years, TOPCU has expanded services and our field of membership to serve the greater Tucson community.
Is TOPCU a Bank?
Like banks, we offer direct deposit, debit cards, checking accounts, credit cards, loans, and provide a wide array of other financial services. TOPCU is a not-for-profit organization that exists to serve Tucson members.
What is a credit union?
1. Credit union resources are returned to you the member in the form of lower fees.
2. Credit unions are a more personalized way of handling personal finance; you will have a better chance at securing personal and small business loans at your local credit union.
3. Credit unions’ interest rates are lower compared to big bank rates. And, free checking is alive and well. Deposits are insured by the National Credit Union Share Insurance Fund.
4. Through CO-OP Network, members have the nation’s largest network of credit union ATMs – 28,000 surcharge-free locations (9,000 of which accept deposits)! And credit union service centers provide 4,000 nationwide shared branch locations for consumers.
Can I make Payments Online?
1. Log-in to Online Banking.
or
2. Set up new electronic transfers from another financial institution by providing the following:
TOPCU’s Routing Number:
13-digit number comprised of your account code, loan ID, and member number formatted as follows:
First Digit Account Code: 2 (for loans)
Next 2 digits: Loan ID
Last 10 digits: Membership number preceded by zeros (For example, for the solar loan of member# 0000123456 with loan ID #70, you would enter 2700000123456)
or
3. Mail your payment to: Tucson Old Pueblo Credit Union – 2500 E 22nd Street, Tucson, AZ 85713
4. Visit any of our branches or visit one of our shared branching locations.
*APY = Annual Percentage Yield. The rate may change at any time after the account is opened. Rates are subject to change without notice.
*APR = Annual Percentage Rate. *Subject to credit approval
Home Banking App Who’s Ready for Better?
With TOPCU’s home banking app, better is not just a promise—it’s a reality. Experience a suite of features designed to make your financial life easier and more secure.
