✦ Trusted Since 1935
Tucson Business Accounts
TOPCU offers business checking and savings accounts, online banking tools and resources, and lending programs. And, just like for your personal accounts, we work hard to keep fees as low as possible for your business accounts too.
Checking Account Options:
Business Basic Checking
- For small businesses with simple cash management needs and a small number of monthly transactions
- No monthly service fee
Business Plus Checking
- For larger businesses with higher cash management needs and a high number of monthly transactions
- Service Fee = $10. Fee is waived if the account maintains a balance of $2,500 or more
Required Documentation for Account Opening
Business Account Fees
| TOPCU Basic Business Checking | TOPCU Plus Business Checking | |
| Monthly Fee | $0.00 | $10.00 |
| Minimum Balance | $0.00 | $2,500 (Min Balance waives fee) |
| Transaction Fee |
First 100 transactions free. then $0.10 each (per month) |
First 200 transactions free. then $0.10 each (per month) |
| Currency order/exchange | $2.00 | $2.00 |
| Currency Order – Coin | .10 cents per roll | .10 cents per roll |
| Currency Order – Cash | .50 cents per strap | .50 cents per strap |
| Paper Statements | $2.50/ month | $2.50/ month |
| Coin Machine | 2% of total deposit | 2% of total deposit |
Business Loans
TOPCU offers a personal and flexible approach to finding solutions to help businesses invest in their future.
We offer the following types of business loans:
Term Loans (Secured & Unsecured)
- Working capital financing
- Equipment purchases
- Leasehold improvements
Commercial Vehicle Loans
- Competitive rates
- Up to 100% financing for qualified vehicles
Business Lines of Credit
- Overdraft protection for your business checking
- Bridge gaps between accounts receivable and accounts payable
Commercial Real Estate Loans
- Commercial-use properties of all types
- Variety of repayment terms
Investment Property Loans
- Competitive interest rates
- Variety of repayment terms
- Standard mortgage practices applied
Business Forms
Interested in talking more?
Talk with a TOPCU business professional about your needs. Complete and submit the form below and we will respond during the time you indicate. Please provide as much information as possible.
Phone: (520) 881-6262
Email: business@topcu.org
✦Trusted Since 1935
Join a Thriving Community
TOPCU isn’t just a credit union; it’s a community.
Trusted by 20000+ around in the greater Tucson community
I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.
Trudy Wells
Google review
I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.
Steven Franklin
Global Head of Customer Service
Rob Foster
Google Review
Best bank I’ve had. Excellent customer service
Rebecca Lebsack
Google Review
I can’t say enough GREAT things about this bank. The employees are soooo friendly and I always leave in high spirits. They have always provided over the top customer service and will ALWAY’S go above and beyond for their customers. Thank you TOPCU for making me feel like family.
Cabins Management
Google Review
As much as I would LOVE to keep Tucsons best kept secret all to my self, that would be doing injustice for these wonderful employees. Ken and Jamie both went above and beyond with helping secure and finalize our loan. I could not have asked for a better experience with a credit union. I have dealt with many loan officers and financial institutes spanning across the state of Arizona
✦ All About Accessibility
Revolutionize Your Banking with The TOPCU App
Check deposits, loan payments, and fund transfers are at your fingertips. Plus, get insights into your spending, access your credit score, and link all your external accounts for a full financial picture.
