English / Español

Trusted Since 1935

Tucson Business Accounts

TOPCU offers business checking and savings accounts, online banking tools and resources, and lending programs. And, just like for your personal accounts, we work hard to keep fees as low as possible for your business accounts too.

Checking Account Options:

Business Basic Checking

  • For small businesses with simple cash management needs and a small number of monthly transactions
  • No monthly service fee

Business Plus Checking

  • For larger businesses with higher cash management needs and a high number of monthly transactions
  • Service Fee = $10. Fee is waived if the account maintains a balance of $2,500 or more

Required Documentation for Account Opening

Business Account Fees

TOPCU Basic Business Checking TOPCU Plus Business Checking
Monthly  Fee $0.00 $10.00
Minimum Balance $0.00 $2,500 (Min Balance waives fee)
Transaction Fee

First 100 transactions free.

then $0.10 each (per month)

First 200 transactions free.

then $0.10 each (per month)

Currency order/exchange $2.00 $2.00
Currency Order – Coin .10 cents per roll .10 cents per roll
Currency Order –  Cash .50 cents per strap .50 cents per strap
Paper Statements $2.50/ month $2.50/ month
Coin Machine  2% of total deposit 2% of total deposit

 

Business Loans

TOPCU offers a personal and flexible approach to finding solutions to help businesses invest in their future.

We offer the following types of business loans:

Term Loans (Secured & Unsecured)
  • Working capital financing
  • Equipment purchases
  • Leasehold improvements
Commercial Vehicle Loans
  • Competitive rates
  • Up to 100% financing for qualified vehicles
Business Lines of Credit
  • Overdraft protection for your business checking
  • Bridge gaps between accounts receivable and accounts payable
Commercial Real Estate Loans
  • Commercial-use properties of all types
  • Variety of repayment terms
Investment Property Loans
  • Competitive interest rates
  • Variety of repayment terms
  • Standard mortgage practices applied
Explore TOPCU’s Solutions

Interested in talking more?

Talk with a TOPCU business professional about your needs. Complete and submit the form below and we will respond during the time you indicate. Please provide as much information as possible.

TOPCU Small Business Solutions logo

Phone: (520) 881-6262

Email: business@topcu.org

Trusted Since 1935

Join a Thriving Community

TOPCU isn’t just a credit union; it’s a community.

Trusted by 20000+ around in the greater Tucson community

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.


Trudy Wells
Google review

I have been banking at TOPCU for about 9 yrs. The tellers are always aware of my banking habits. They consistently let me know when 2.00 bills are available. Even when ot is isn't holiday time. I may not be a millionaire but they treat me like one.


Steven Franklin
Global Head of Customer Service

Rob Foster


Google Review

Best bank I’ve had. Excellent customer service

Rebecca Lebsack


Google Review

I can’t say enough GREAT things about this bank. The employees are soooo friendly and I always leave in high spirits. They have always provided over the top customer service and will ALWAY’S go above and beyond for their customers. Thank you TOPCU for making me feel like family.

Cabins Management


Google Review

As much as I would LOVE to keep Tucsons best kept secret all to my self, that would be doing injustice for these wonderful employees. Ken and Jamie both went above and beyond with helping secure and finalize our loan. I could not have asked for a better experience with a credit union. I have dealt with many loan officers and financial institutes spanning across the state of Arizona

All About Accessibility

Revolutionize Your Banking with The TOPCU App

Check deposits, loan payments, and fund transfers are at your fingertips. Plus, get insights into your spending, access your credit score, and link all your external accounts for a full financial picture.

Questions?

Member Service: (520) 881-6262
Toll-Free: (800) 440-8328

Routing# 322174957 | NMLS# 441750

We actively work to increase accessibility and usability of our website to everyone.
If you are having difficulty using this website, please call (800) 440-8328,
or email us at info@topcu.org during regular business hours for assistance.
All products and services available on this website are available at all TOPCU branches.We are not responsible for the content, services, or privacy practices of third-party websites. Please review their policies for more information.

Tucson Old Pueblo Credit Union ©2024 | PO Box 27026, Tucson, AZ 85726-7026
Federally Insured by NCUA